General Terms
of Use —
Manzur Capital
/ Magic Pay

Accessing or using Manzur Capital/Magic Pay websites and/or platforms and/or any product or service for which these GTU apply implies acceptance of these General Terms of Use. If the user does not agree with, or does not intend to accept, these terms, the user should not continue browsing Manzur Capital/Magic Pay websites and/or platforms, and should not proceed with any related service.

Different terms and conditions may apply to specific Manzur Capital/Magic Pay websites and/or platforms or to certain services. In such cases, please refer to the GTU provided therein.

As clarified by case law, the term "professional" includes both natural persons and legal entities (public or private) using the contract not necessarily in the core exercise of the business or profession, but for a purpose connected to the exercise of entrepreneurial or professional activity.

To accept these GTU, the user must have the legal capacity to enter into binding contracts. Users of legal age may enter into contracts for the purchase of Manzur Capital/Magic Pay services and/or content on behalf of a minor interested in using such services. Minors aged 14 or older may register on Manzur Capital/Magic Pay websites with the consent of their parent/guardian.

By completing the registration form, the user declares they are of legal age and/or have obtained consent to act from their parent/guardian.

This document refers to the digital resources made available on Manzur Capital/Magic Pay websites and/or platforms, including software, content, apps, and other digital products or services.

Manzur Capital/Magic Pay websites and/or platforms contain information, text, software, photos, videos, graphics, music, audio, editorial content, and other materials ("Materials") protected by copyright, trademarks, patents, and other intellectual property rights ("Intellectual Property Rights"). Any right, title, and interest in such Materials and Intellectual Property Rights belongs exclusively to Manzur Capital/Magic Pay or its licensors and suppliers.

Manzur Capital/Magic Pay authorizes users to view and, where directly available (via "print"/"download" buttons or links), download and print the Materials exclusively for business and professional purposes connected to the use of the services.

Users may occasionally and non-systematically include limited portions of Materials in business papers, reports, and presentations, provided this is not in competition with the commercial value of such Materials.

In any case, users must include trademarks and notices present on Manzur Capital/Magic Pay websites/platforms and provide proper attribution, citing the relevant authors/editors/translators and the source:

Except as expressly permitted by Manzur Capital/Magic Pay, users may not use, modify, adapt, reformat, download, upload, reproduce, transmit, publish, display, perform, transfer, or redistribute Materials in any form, format, or medium, or via any technology, without prior written authorization from Manzur Capital/Magic Pay and other intellectual property owners.

Users may not reproduce, use, sell, transmit, publish, send, disclose, or distribute Materials to third parties, including other members of the same organization, whether for a fee or otherwise.

To request authorization to reproduce Materials for purposes other than those expressly permitted, or for questions about proper attribution, please contact:

Modifications may occur due to:

For substantial changes affecting the parties' rights and obligations, Manzur Capital/Magic Pay will provide at least 30 days' notice via written communication or another durable medium, specifying:

If substantial content or functionality is removed, Manzur Capital/Magic Pay will provide alternative materials where technically possible.

Manzur Capital/Magic Pay does not endorse third-party products, services, or information and assumes no direct or indirect liability for any damages or losses caused by or related to the use of, or reliance on, content, goods, or services provided by third parties.

The inclusion of links to third-party sites does not imply authorization by those sites' owners, nor sponsorship or endorsement of Manzur Capital/Magic Pay websites/platforms.

Users may only submit lawful, original content (or content they are authorized to submit) and must comply with applicable privacy laws. The user remains solely responsible for the content.

Manzur Capital/Magic Pay may (but is not obliged to) refuse or remove content in objectively determined cases, including: third-party rights infringement, unlawful/defamatory content, GTU violations.

Manzur Capital/Magic Pay does not guarantee the accuracy, integrity, or quality of User Content and assumes no liability for errors, omissions, third-party rights violations, or unlawful conduct arising from such content.

If users submit content, they authorize Manzur Capital/Magic Pay to store, archive, publish, transmit, use, and distribute such content for service purposes.

Manzur Capital/Magic Pay may disclose user content together with personal data only where required by law or where reasonably necessary, including: legal proceedings, enforcement, rights protection, security.

If information is (or becomes) untrue or non-compliant, Manzur Capital/Magic Pay may suspend/terminate access with 30 days' notice and an opportunity for the user to rectify their position.

Credentials (username/password) must not be shared or disclosed. Users are responsible for all use via their credentials and for keeping them secure.

Manzur Capital/Magic Pay may suspend access with at least 30 days' notice for GTU breaches or harmful use.

To the maximum extent permitted by law:

Manzur Capital/Magic Pay is not liable, for example, for:

Users are responsible for backing up their data and implementing appropriate security measures.

If any clause is held invalid or unenforceable, the remainder remains valid. Manzur Capital/Magic Pay may seek appropriate remedies in case of breach or unauthorized use.

These GTU form an integral part of the registration form and are available under "Terms and Conditions" on the terms.manzurcapital.com website.